USAA SafePilot

3.8
41.1K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Participation in this program is currently limited to USAA members with an active auto insurance policy in select states.

The USAA SafePilot App instructs, inspires and rewards safe driving habits to help keep you safe on the road while lowering your auto insurance premium.

Eligible members can receive a discount of up to 10% for enrolling and participating in the program, and earn a premium discount at renewal time for being safe drivers. 

When activated, the app monitors driving habits including phone handling, hands-free phone use, harsh braking, and how much you drive. The better you drive, the greater the discount on your next premium. All members of a household included on a USAA auto insurance policy can participate, with the earned discount based on an average of each driver’s individual score.

To learn more about the program and view state eligibility, please visit: usaa.com/insurance/safedriving
Updated on
13 Nov 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

3.8
40.3K reviews
Katharine Kumiega
27 November 2024
My biggest issue is that you can give the app free range to do whatever it needs with your phone (location 24/7, run in the background, never be put to sleep, etc.), but if your phone battery optimization/ power saving isn't turned off, you can't use the app. My phone battery and overall phone usage must be sacrificed at the alter of safe pilot for 5-20 min of driving a few times a week. Just because you say your app does not use a lot of battery doesn't mean all apps are like that.
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Daniel Langdon
27 November 2024
Unreliable at best. At worst an active way to manipulate rates. I've been using it for 3 years and have yet to see my policy decrease regardless of score as the policy renewal (with no accidents, tickets, or claims) always goes up despite being in the same vehicle. Whenever you bring anything up they simply say you're scored on things other than what's listed but will not elaborate or share that data.
3 people found this review helpful
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D D
26 November 2024
Update 11/2024: battery issue much improved, and entire trip now shows in history. Update (7/2024) seems to be causing HUGE battery drain (on Pixel 4A running Android 14 via Lineage OS21), previous version was ok. Also, need to go back to show entire trip map in trip history, with the red dot where any infraction occurred. I have to disable app when not in use or battery dies. I have gotten harsh braking strikes when none occurred. I did get over $100 discount on 6 month renewal.
25 people found this review helpful
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What's new

We regularly make updates to our app to
improve your mobile experience. Each new
version strives to provide improvements for
our members to have secure, fast and reliable
access to their information.

For this update you can expect:
- General bug fixes and minor improvements