myWisely: Mobile Banking

4.2
25.1K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Download the myWisely app(8) now to start making the most of your money, like getting paid up to 2 days early(1), saving(10) for what you love, and dropping the hidden fees(12). Wisely also moves with you even when you switch jobs(4).

LEAVE HIDDEN FEES BEHIND(12)
No hidden fees(12). No overdraft fees(9) No minimum balance requirements sneaking up on you.

GET PAID UP TO 2 DAYS EARLY(1)
Life doesn’t always wait until payday. With Wisely, you could get access to your pay up to 2 days early(1) at no cost(2) to you.

SHOP AND PAY BILLS(6)
In store, online, in-app(8) or by phone everywhere Visa® Debit cards are accepted or where Debit Mastercard® is accepted.

GROW YOUR SAVINGS(10)
Save at your own pace and make savings automatic(10) so you do not have to think about it.

(1) You must log in to the myWisely app or mywisely.com to opt-in to early direct deposit. Early direct deposit of funds is not guaranteed and is subject to the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(2) While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information.
(4) If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(5)The number of fee-free ATM transactions may be limited. Please log in to the myWisely app or mywisely.com and see your cardholder agreement and list of all fees for more information.
(6)The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer.
(7) Ingo Money is operated by Ingo Money, Inc., and all check funding services are provided by First Century Bank, N.A. See complete terms, fees and conditions at: Ingomoney.com/termsconditions.html
(8) Standard message and data rates may apply.
(9) Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft.
(10) Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app mobile app or at mywisely.com.
(12) To view applicable fees, please log in to the myWisely app or mywisely.com to see your card- holder agreement and list of all fees for more information.

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © 2022 ADP, Inc. All rights reserved.
Updated on
Oct 10, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
24.8K reviews
Red Van
October 12, 2024
This has got to be the worst mobile banking app I've ever seen. This app is garbage. Good luck trying to get anything done with this app. Direct deposit, opting out of wisley. Good luck!! If you don't have a check book (which I haven't had in years) your not going anywhere. Log in, app is open in the background. better get your credentials ready, cause this app won't let you in via finger print. My wells Fargo app isn't like this, venmo, cash app, none of them are as "un-user" friendly as this.
9 people found this review helpful
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ADP, INC.
November 5, 2024
Hello, we'd like to see what happened with your account. Please contact us at [email protected] with these details. Thank you, CV
Jamie Abbe
October 19, 2024
ADP, INC. I have responded back to you via email multiple times with no solution in sight. Why ask me to send you an email with the info that you need & then not fix it? It's really very ridiculous that this app was supposed to be designed to allow us to be able to bank online, but now it just crashes or locks you out. I'd give 0 stars if I could, simply because of this issue. It's been months now since using the app. And your customer service ain't great either! No one knows how to do anything!
25 people found this review helpful
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ADP, INC.
October 21, 2024
Records indicate you have been assisted and were able to access your online account. If you need anything else, please let us know. Thank you, cv
Total Paradise
October 14, 2024
This would be a five but there's a problem. The app is great, I'm able to pay my bills and everything it's a small issue that I tried everything to fix. I can't upgrade my card cause the app is refusing to use my camera it also refuses to let me send money to my cash app, chime, or PayPal though if I'm correct those are forms of banks cause that got the routing stuff, idk why this is happening. I've done absolutely everything I even downloaded the app on another phone I'm not sure what to do
5 people found this review helpful
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What's new

We've refreshed Wisely to make your life easier. We're continuing to optimize your myWisely experience with bug fixes and improvements.