Atlas - Rewards Credit Card
4.5star
27.2K reviews
5L+
Downloads
Everyone
info
About this app
Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history.
EASY AND ACCESSIBLE
4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app.
GROWS WITH YOU
Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits.
SAVES YOU MONEY
Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings.
BUILDS YOUR CREDIT
You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot.
Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion.
SAFE AND SECURE
Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard.
NO HIDDEN FEES
Simple pricing: only $8.99 every 4 weeks, or $89/year in the annual plan.
No other hidden, or surprise fees.
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Atlas is not a bank. The Atlas card is issued by Patriot Bank pursuant to a license from Mastercard®. Atlas may be used everywhere Mastercard® credit cards are accepted.
Rewards and credit services are offered and managed by Atlas. Increase in credit score is dependent on on-time payment behavior and never guaranteed. Credit scores are impacted by many factors and an Atlas card is one of them.
Atlas, 300 Coventry Rd, Kensington, CA 94707.
EASY AND ACCESSIBLE
4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app.
GROWS WITH YOU
Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits.
SAVES YOU MONEY
Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings.
BUILDS YOUR CREDIT
You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot.
Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion.
SAFE AND SECURE
Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard.
NO HIDDEN FEES
Simple pricing: only $8.99 every 4 weeks, or $89/year in the annual plan.
No other hidden, or surprise fees.
—
Atlas is not a bank. The Atlas card is issued by Patriot Bank pursuant to a license from Mastercard®. Atlas may be used everywhere Mastercard® credit cards are accepted.
Rewards and credit services are offered and managed by Atlas. Increase in credit score is dependent on on-time payment behavior and never guaranteed. Credit scores are impacted by many factors and an Atlas card is one of them.
Atlas, 300 Coventry Rd, Kensington, CA 94707.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted
Ratings and reviews
4.5
26.8K reviews
Joe Mathis
- Flag inappropriate
19 November 2024
So far I haven't been to impressed. My credit score went up 118 points the first month. Credit score hasn't changed since. Then today I received an email saying that your score went up 118 points but hasn't changed since the first month. Not only that sign up says get $1000 credit, but when you open the account you only get $10. Then it's spend $1000 to open platinum tier discount. I feel it's all misleading and may be grounds for false advertisement. You can't build credit without credit
4 people found this review helpful
Exto Inc.
20 November 2024
Hi Joe, we are glad to know that your credit score has improved. With Atlas, you start with a lower credit limit, which may be automatically upgraded based on the balance in your linked bank account and your spending/payment history. Thank you!
Brian Burton
- Flag inappropriate
19 November 2024
What a scam. App as bugs and won't connect or link your bank account with their app. Then when you contact support they sound like a broken record. "I don't understand, try downloading the app and try again" or " send us screen shots" then when you do they say try again and if you still have problem send a screenshot, when I literally just sent you screenshots. No support whatsoever.
6 people found this review helpful
Exto Inc.
20 November 2024
Hi Brian, we’re sorry to hear about your experience. We’d love to help resolve this. Please email us at [email protected] with the email address and phone number associated with your Atlas account. For more contact info, see https://help.atlasfin.com/en/articles/8887871-contact-us.
Cameron Spivey
- Flag inappropriate
9 November 2024
The app is good if you need anything account to help build credit. However, it constantly puts me in overdraft, even though it says that it checks your balance beforehand. However, it gives you 1-hour notice that it will initiate a smart payment at 9am; Smart pay being a feature that you can not turn off, only postpone, even if you have direct deposit set up. If that feature were to be removed, at least for those with DD, this would easily be a 4 or even 5-star finance app.
17 people found this review helpful
Exto Inc.
9 November 2024
Hi Cameron, thank you for your review and for your candid feedback. You can find more information on how to defer or disable Smart Pay at https://help.atlasfin.com/en/articles/8363241-smart-pay. In case of further questions, please reach out to us at [email protected] and we'll be glad to assist you. Thank you!
What's new
Thanks for using Atlas! We update our app regularly to make your experience even better. Every update of our Atlas app includes improvements in speed and reliability, as well as bug fixes and performance improvements. As new features are released, we'll highlight those for you in the app.
App support
About the developer
