USAA SafePilot

3.8
41K reviews
5L+
Downloads
Content rating
Everyone
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About this app

Participation in this program is currently limited to USAA members with an active auto insurance policy in select states.

The USAA SafePilot App instructs, inspires and rewards safe driving habits to help keep you safe on the road while lowering your auto insurance premium.

Eligible members can receive a discount of up to 10% for enrolling and participating in the program, and earn a premium discount at renewal time for being safe drivers. 

When activated, the app monitors driving habits including phone handling, hands-free phone use, harsh braking, and how much you drive. The better you drive, the greater the discount on your next premium. All members of a household included on a USAA auto insurance policy can participate, with the earned discount based on an average of each driver’s individual score.

To learn more about the program and view state eligibility, please visit: usaa.com/insurance/safedriving
Updated on
13 Nov 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

3.8
40.2K reviews
Jennifer Varenhorst-Wohlers
22 November 2024
the app isn't great. I get numerous funds for phone handling even though it's in a vent phone holder and I'm not touching it. bumpy roads apparently trigger this action. the 14 day "learning period" it didn't happen and I had a 100% score at the end. now? I'm at 59% without any change in driving habit. feels like a bait and switch to get purple to sign up. hands free calls shouldn't ding your score either but they do.
1 person found this review helpful
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Tyrone Williams
12 November 2024
I have encountered a scoring flaw in the app that seems to not be fair, just, or equitable. When app resets every six months after my initial trip, my score decreases from 100 to 92 or 93, even with zero trip violations. How is that? By comparison, in high school or college, not a single instructor took off 7 or 8 points before I turned in an assignment. I realize there has to be a scoring system but it has to be an objective, realistic, fair system.
39 people found this review helpful
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Scott Horn
16 November 2024
In general, I like the app and the savings. My complaint is...I don't appreciate getting ripped off. I'll explain. In Corpus Christi, we have many drives with beautiful water views. Sometimes, I pull off the road, park my vehicle, and take pictures. Yet the app issues phone handling penalties and deductions from the discount. I've called USAA, but no help. This app can detect a quick stop, but can not detect a park, long stop off the road. Hmmmm! This must get fixed. Be fair.
22 people found this review helpful
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What's new

We regularly make updates to our app to
improve your mobile experience. Each new
version strives to provide improvements for
our members to have secure, fast and reliable
access to their information.

For this update you can expect:
- General bug fixes and minor improvements