Wio Personal

4.5
2.39K reviews
1L+
Downloads
Content rating
Everyone
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About this app

• Open your Wio Personal account in minutes. Save, spend, borrow, manage and invest your money - all in one place.
• Spend like a local, globally, with free AED, USD, EUR, and GBP accounts.
• Travel smart with your Wio card. Pay no foreign exchange fees and earn 1% cashback on your multi-currency transactions!
• Earn up to 5.5% p.a. interest on Savings when you sign up to Wio Personal ‘Plus’ Plan.
• Get a Wio card that you can use instantly online and add it to Apple Pay or Google Pay. Order your physical card anytime.
• Create Virtual cards in the design you prefer and set up a spending limits for secure online shopping or in-store.
• Get rewards that grow with up to 2% cashback on all your spends.
• Choose how to receive cashback: to current account, saving space or in stocks you’ve selected.
• Access thousands of stocks & ETFs and start investing with only $1 in the same app.
• Enjoy instant IPO application when UAE companies go public and increase your allocation of shares with up to 5x leverage.
• Transfer money to over 100 countries. Enjoy instant currency exchange at highly attractive rates.
• Enjoy controls that make you feel secure. Choose where and how you spend your money and strong encryption features.
Updated on
22 Nov 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App info and performance and Device or other IDs
This app may collect these data types
Personal info, App info and performance and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
2.35K reviews
Andrei Belov
16 September 2024
The app is just amazing comparing to other competitors in the UAE. However, one little thing keeps bothering - you can not actually disable using biometry for logging in. The selector is there in the settings, but it works just once after being turned off. Every next app restart resets that setting. This is quite insecure approach. I reached out to the support with the ask of fixing that, but nothing has been done. They told me that it's just how it works. Please consider to give it anoher try!
2 people found this review helpful
Did you find this helpful?
Wio
16 September 2024
Thank you for your feedback! We’ll definitely keep that in mind
Aisar Alsaadi
14 October 2024
The way and style of banking services are perfect. I just face a minor issue: 1. I got my bank account in less tan 5 minutes. 2.After confirm my account wio, I did trial transfer to person wio an amount from my another bank in UAE, the transfer successful and amount credited in wio. 3. When I tried to send back the same amount I got successful notification, but the amount refunded back to wio. Unsuccessful sending of my transaction 3 times, if this issue not solved, I can't rely on wio digital
3 people found this review helpful
Did you find this helpful?
Wio
14 October 2024
Hello Aisar! We apologize for the inconvenience caused. We’ve spoken to our Wio Care team, and we’re aware that they’ve been in touch with you already and are trying their best to get this issue resolved.
Dmitry K
6 November 2024
Errors while registration. Countless errors during registration process. I almost broke my neck turning face, but they always say: "change your background", even if it's white or "something went wrong" ... Useless
Did you find this helpful?
Wio
7 November 2024
Hello! We apologize for the inconvenience and frustration you've experienced. We're unable to identify you to help you further. We'd like to kindly ask you to share your contact details via DM through Facebook, Instagram, or X so that we can help you.

What's new

We've made some improvements to enhance your experience. Thank you for using Wio Personal!