UKG Wallet

4.6
5.18K reviews
50K+
Downloads
Content rating
Everyone
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About this app

Count on UKG Wallet™ being there for you to give you access to your earned wages from the hours that you have worked before payday. Effortlessly manage bills, navigate fees, and handle unexpected expenses with our convenient digital tools. Powered by Payactiv, UKG Wallet gives you the foundation to keep your finances on track and the tools you need to stay financially fit on your life-work journey. No loans, no interest–just your money, in your hands and with UKG Wallet, you’ll get:

Earlier access to your money
• Get your paycheck up to 2 days early²
• Get your government payments to 4 days early2
• Immediate access to earned wages3

Spending and Saving tools to stay on track with your financial goals
• Always know what’s safe to spend
• Track your spending habits at a glance
• Receive low balance alerts
• Set up auto transfer from earned wages3

The UKG Visa Card*- The card without the hidden fees
• No minimum balance requirements
• No overdrafts
• No monthly or inactivity fees
• Surcharge-free withdrawals at 37,000+ MoneyPass® ATMs
• Free integrated bill pay
• Cash withdrawal at tellers in participating banks
• Send and receive funds to other enrolled members with no transfer fees

Convenience and security you can count on
• Use the card with Google Pay or Apple Wallet
• Touchless payments at stores
• Covered by Visa’s Zero Liability protection4
• Lock or replace lost or stolen cards
• 24/7/365 support in English and Spanish

Please note, UKG Wallet is only available to authorized customers of UKG.
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1 Central Bank of Kansas City does not administer, nor is liable for earned wage access. The UKG Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1 (877) 747-5862, 24 hours a day, 7 days a week.

2 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, the Central Bank of Kansas City (CBKC) will post the funds to your Wallet Visa Prepaid Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.

3 Earned Wage Access requires employer participation.

4 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
Updated on
19 Aug 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
5.14K reviews
Chris Bridwell
12 November 2024
I'm giving 3 because I would've given 4 or 5 several months ago. The consistency of this app has declined significantly. I may be better off just going to my old bank because the entire purpose of using this app is almost defeated. That said, it's a great concept, but the execution of it is no longer as helpful as it was before, and it's now only consistently inconsistent.
2 people found this review helpful
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Alexis Gray
13 September 2024
I have had UKG Wallet for a little over a year now and here recently there has been many issues with the app. It's been "down" for me and all my coworkers at work for the past several days but that's not my issue. My issue is, it'll load my money from my shifts on there for a couple of days/shifts and then outta the blue, it'll just stop loading my money on there all together; whether it's close to pay day or not. This doesn't happen all the time but this app has become more of a hassle now
1 person found this review helpful
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Brandon Muller
22 June 2024
The application is experiencing intermittent login issues. Despite multiple attempts to log in with the correct credentials, including resetting my password, I continue to receive an error message stating that the information entered is incorrect. I have verified that the information is accurate and am unable to proceed beyond this point.
4 people found this review helpful
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What's new

We regularly update the UKG Wallet app to enhance your experience. This version includes improved features and performance optimizations.