Bank of America Mobile Banking

4.6
1.12M reviews
10M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts.

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a U.S. mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID® / Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks, ETFs, mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score:
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools:
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
• Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates may apply.

¹Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.

²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.

³Erica does not provide investment advise. Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.

⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products:
• Are Not FDIC Insurance
• Are Not Bank Guaranteed
• May Lose Value

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Features may only be available for certain account types.

Android is a trademark of Google Inc.

Google emojis are used herein under license.

Bank of America and related trademarks are trademarks of Bank of America Corporation
Bank of America, N.A. Member FDIC
©2024 Bank of America Corporation
Updated on
22 Oct 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos
This app may collect these data types
Photos and videos, Audio and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
1.09M reviews
J Baker
20 November 2024
I can see, pay, and lock my acct w their app, which are functions I actually want. However, it's not intuitive, you have to dig at times to find things, and I can't turn off features I don't want to see/use, such as Erica (acct insights feature). I don't want your extra services, I don't want to be shown what you deem important or the monthly product. So, quit unnecessary advertising/pushing of "services" I don't want. Want to be useful? Make the app intuitive. Sounds simple, right?
1 person found this review helpful
Did you find this helpful?
apple lee
19 November 2024
My new credit card doesn't show up in bill pay. It says payee has been deleted. I have a bill due. Excuse me?! Erica sends me to the same page to add an external account, but there's no option for that. There's no bill to pay. My account is in the app, how come I can't pay it. I already pay my other credit card in the app, I don't need to add more external accounts so why is Erica suggesting that. Ugh I never liked this clunky app. (Edit: other recent reviewers have the same problem. No fix?!)
2 people found this review helpful
Did you find this helpful?
Vince Badovinatz
20 November 2024
I like the app very much. I can't seem to find my account numbers on there. I wish I knew how to find the complete account number somewhere on the app. Update a couple of years later today, 11th of November 24. The app is still doing very well. I really love zelle. Hopefully, I can stay in business. my concrete delivery business has been terribly slow hopefully I survive this
19 people found this review helpful
Did you find this helpful?

What's new

In this release, we've made some minor enhancements and bug fixes.

We're always making improvements, so turn on automatic app updates to get the latest. Go to Google Play Store > Menu > Settings > Auto-update apps, and set your preference.