Joola: Savings made social

*** Joyina u-Joola futhi Uguqule Imali Oyongile! ***
Ingabe ufuna indlela elula yokonga imali yamaholide, amaphathi, noma yimuphi umsebenzi weqembu? I-Joola yenza kube lula ukusetha nokuphatha amachibi okonga nabangani nomndeni, iqinisekisa ukuthi wonke umuntu ululungele usuku olukhulu. Kungakhathaliseki ukuthi uhlose ukukhululeka ngokwezimali, ukonga indlu, ukukhokha isikweletu, noma uhlelela izindleko ezinkulu, u-Joola ukusiza ukuthi ufinyelele imigomo yakho yezezimali kalula.

*** Kungani Khetha Joola? ***
- Izinkokhelo Ezizenzakalelayo: U-Joola uphatha zonke izinkokhelo, ugwema izingxoxo zemali ezixakile futhi aqinisekise ukuthi wonke umuntu unikela ngesikhathi.
- Ukonga Okuguquguqukayo: Yonga kancane kancane ngaphandle kokudinga isamba esikhulu ngaphambili. Isibonelo, hlela uhambo luka-$3000 ngokulondoloza nje u-$250 ngenyanga phakathi nezinyanga ezingu-12.
- Landelela Imisebenzi Yeqembu: Qapha iminikelo yawo wonke umuntu ngesikhathi sangempela futhi nibungaze izigigaba ezibalulekile ndawonye.

*** Iphelele Kuzo zonke Izidingo Zakho Zokonga: ***
- Izimali Zokuhamba: Hlela futhi ulondolozele uhambo nabangani.
- Hangouts: Hlela futhi uxhase ngezimali imibuthano yokuzijabulisa.
- Imicimbi Ekhethekile: Gcina imishado, izinsuku zokuzalwa, noma imicimbi emikhulu.

*** Isetshenziswa kanjani i-Joola: ***
1. Zibekele Umgomo Wakho: Chaza ukuthi udinga ukulondoloza malini.
2. Mema Abangane: Faka kalula abangani eqenjini lakho lokonga.
3. Ukonga Okuzenzakalelayo: Vumela u-Joola aphathe ukonga nezikhumbuzi.
4. Landela inqubekelaphambili: Qapha iminikelo ngesikhathi sangempela.
5. Jabulela Ndawonye: Gubha ingqophamlando yakho yokonga futhi ujabulele umcimbi.

*** I-Solo Savings? Ayikho inkinga! ***
U-Joola futhi usekela imigomo yokulondoloza yomuntu ngamunye. Kuyithuluzi elihle lokufunda lezezimali LAMAHHALA, elinikeza izimfuno, amathiphu, kanye nekhono lokuncintisana nabangani ukuze uthole amabheji kuyilapho ufunda ngezezimali.

*** I-ROSCA yedijithali ifakiwe: ***
Izwa inguqulo yedijithali ye-Rotating Savings and Credit Association (ROSCA), eyaziwa ngokuthi i-tandas, chama, stokvel, susu, hui, gye, tanomoshiko, Chit Fund, pandeiros, juntas, arisan, lenshare, dhukuti, kanye ne-menage emasikweni ahlukahlukene.

*** Izinzuzo zikaJoola: ***
- Ukonga Ngaphandle Kwengcindezi: Ukonga okuzenzakalelayo nezikhumbuzi.
- Ukubonisa ngale: Ukulandelela ngesikhathi sangempela kweminikelo.
- Ukuziphendulela Kwezezimali: Ukukhuthaza imikhuba yokonga nokuhlela ngokwezimali.
- Ukufunda Kwezezimali Okujabulisayo: Amathiphu ezezimali amahhala, izimfuno, namabheji.
- Isebenziseka kalula: Isethaphu elula futhi kulula ukuyisebenzisa.

*** Ivikelekile futhi iyimfihlo: ***
- Ukuvikelwa Kobumfihlo: Asilokothi sabelane ngemininingwane yakho ngaphandle kwemvume yakho.
- Ukuphepha Kwedatha: Idatha yakho ibethelwe, futhi asigcini imininingwane ebucayi njengama-SSN noma izinombolo ze-akhawunti yasebhange.

Landa i-Joola namuhla bese uqala ukulondoloza nabangani noma uwedwa! Finyelelani ezinhlosweni zakho zezezimali kalula futhi nijabulele uhambo ndawonye.