Ama-Acorns akusiza ukuthi wonge, utshale imali, futhi ukhulisele ikusasa lakho. Amathuluzi ethu okonga, okutshala imali, nawokusebenzisa ngokuzenzakalela akusiza ukuthi ukhulise imali yakho kanye nempilo yakho yezezimali.
Kwa-Acorns, sikholwa ukuthi impilo enhle ngokwezezimali eyawo wonke umuntu. Akuhlangene nokuthi wenza malini - kumayelana nokuthola ibhalansi nalokho onakho. Ukuphila kahle kwezezimali kulapho usebenzisa imali ngendlela ehlakaniphile namuhla, ulondolozela ikusasa, futhi utshalelela ikusasa lakho ngesikhathi esisodwa.
Bangaphezu kuka-13,000,000 abantu baseMelika abatshale imali engaphezu kuka-$22,000,000,000 ngama-Acorns. Ungaqalisa ngaphansi kwamaminithi angu-5, ngemali encane njengoshintsho lwakho oluyisipele.
VIKELELA: I-Acorns izibophezele ekuvikelekeni kwakho ngokuqinisekiswa kwezinto ezi-2, ukuvikela ukukhwabanisa, ukubethela kwedatha okungu-256-bit, kanye nokukhiya amakhadi edijithali. Ama-akhawunti e-Acorns Investment avikelwe nge-SIPC kuze kufike ku-$500,000, kanti ama-akhawunti okuhlola ama-Acorns anomshuwalense we-FDIC ofinyelela ku-$250,000.
YINI OKU-APP:
TSHALA:
- KULULA, UKUBEKA OKUZENZAKALELAYO
Imali yakho itshalwa ngokuzenzekelayo kwenye yamaphothifoliyo ethu ahlukahlukene, e-ETF*, eyakhiwe ngochwepheshe futhi enconyelwe wena. Ungatshala imali eshintshile isikhathi ngasinye lapho uthenga nge-Round-Ups®, noma usethe ukutshalwa kwezimali okuphindelelayo okuzenzakalelayo kusukela ku-$5.
- TSHALA EZIMBENI ZAMA-BITCOIN
Gibela ukuphakama kwe-Bitcoin futhi ukhiphe ukwehla kwayo ngokunikezela kufikela ku-5% wephothifoliyo yakho esuvele inezinhlobonhlobo ze-ETF exhunywe yi-Bitcoin.
- YENZA NGENXA YEPHOTHIFOLIYO YAKHO
Enza kube ngokwakho ukutshalwa kwezimali kwakho Ngephothifoliyo Yangokwezifiso, ekuvumela ukuthi ungeze izitoko ngazinye ezivela ezinkampanini ezinkulu zase-US eziyi-100+ ezinkulu.
- TSHALA UMHLALAPHANSI
Longela ikusasa nge-akhawunti yomhlalaphansi ye-Acorns Later, futhi uthole ukufana kwe-IRA okungu-3% ngeminikelo emisha ngokubhaliselwe kweGolide.
- TSHELA IZINGANE ZAKHO
Qala ukwakha ikusasa lezingane zakho nge-Acorns Early Invest, i-akhawunti yokutshala ezinikele yezingane zakho. Futhi, sizofanisa utshalomali lwakho ngo-1%!
LONDOLOZA:
- ISIKHWAMA ESIPHUTHUMAYO
Yakha ukonga ngenxa yezinkinga zempilo ezingalindelekile, okuhlanganisa 4.29% APY** ukuze usize imali yakho ikhule.
- UKUHLOLA NGE-APY
Zuza u-2.72% ku-akhawunti yakho yokuhlola ngekhadi lasebhange le-Mighty Oak.
FUTHI NOKUNINGI:
- IZINGANE NEKHADI LOKUDLALWA KWENTSHA
Fundisa izingane zakho ukuphila kahle kwezezimali ngekhadi lasebhange le-Acorns Early, elifakwe ekubhaliseni kweGolide.
- THOLA IMALI YEBHONASI
Thenga imikhiqizo engu-15,000+ futhi uthole ukutshalwa kwezimali okuyibhonasi namadili akhethekile avela kumikhiqizo yakho eyintandokazi. Futhi, zuza amabhonasi okudlulisela esikhathi esilinganiselwe afika ku-$1,200.
- KHULISA ULWAZI LWEMALI YAKHO
Finyelela ama-athikili angokwezifiso, amavidiyo, izifundo, kanye ne-Q&As ebukhoma ukuze ufunde mayelana namasu okutshala imali nokonga.
IZINHLELO ZOKUBHALISA
Kungakhathaliseki ukuthi umusha ekutshaleni imali noma ekuhleleleni ikusasa lomndeni wakho, sihlanganisa amathuluzi ethu emali ezinhlelweni zokubhalisa. Azikho izindleko ezifihliwe noma izindleko zokusebenza - inkokhelo eyodwa nje, esobala yanyanga zonke ukuze uqale ukukhulisa i-oki yakho.
Ibhulonzi ($3/mo)
-
Ukutshala amathuluzi ukuze uqalise ohambweni lwakho lwezezimali.
- I-Round-Ups®
- Iphothifoliyo ehlukahlukene eyakhiwe ngochwepheshe
- I-akhawunti yomhlalaphansi
- Ihlola i-akhawunti, nokuningi
Isiliva ($6/mo)
-
Khulisa amakhono akho okonga nokutshala imali.
- Konke ngeBronze
- 1% i-IRA ifana emalini emisha ye-akhawunti yakho yomhlalaphansi ye-Acorns Later
- Isikhwama sezimo eziphuthumayo
- Izifundo namavidiyo ukukusiza ukukhulisa ulwazi lwakho lwemali
- Phila Q&As nochwepheshe bokutshala izimali
Igolide ($12/mo)
-
Uhlelo olugcwele lokonga, ukutshala imali, namathuluzi okufunda akho nomndeni wakho.
- Konke Ngesiliva
- I-IRA engu-3% ifana emalini emisha ku-akhawunti yakho yomhlalaphansi ye-Acorns Later
- Ama-akhawunti okutshalwa kwezimali ezingane zakho anomdlalo ongu-1%.
- Uhlelo lokusebenza lwe-Acorns Early lwemali ehlakaniphile nekhadi lasebhange lezingane
- Amandla wokwengeza amasheya ngamanye kuphothifoliyo yakho
- $10,000 umshwalense wokuphila
- Intando Yokuthopha, nokunye
-
*I-ETF (I-Exchange-Traded Fund) = iqoqo lokutshalwa kwezimali, elenziwe izingcezu zamasheya ahlukahlukene, amabhondi, noma ezinye izimpahla.
**I-APY (Isivuno Sephesenti Lonyaka) = inani lenzalo ongayithola emalini onayo e-akhawuntini yasebhange ngonyaka.
-
Ukuveza ulwazi kuyatholakala ezithombeni ezingenhla naku-www.acorns.com/disclosures
5300 California Ave Irvine CA 92617
Kubuyekezwe ngo-
Nov 18, 2024