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Ukutshala imali emakethe yamasheya kuyindlela engu-No. 1 abantu baseMelika abakha ngayo ingcebo futhi balondoloze imigomo yesikhathi eside njengokuthatha umhlalaphansi, kodwa ukuthola isu elingcono kakhulu lokutshala leyo mali kungazwakala kunzima. Lokhu akufanele kube njalo.

Indlela engcono kakhulu yokutshala imali
Wonke umuntu unesimo sezimali esiyingqayizivele. Indlela engcono kakhulu yokutshala imali incike kulokho okuthandayo kanye nezimo zakho zezimali zamanje nezesikhathi esizayo. Kubalulekile ukuba nokuqonda okuningiliziwe ngemali engenayo kanye nezindleko, izimpahla nezikweletu, izibopho kanye nemigomo lapho wakha uhlelo lokutshala izimali oluphusile.

Ukuze ujabulele ikusasa elinethezekile lezezimali, ukutshala imali kubaluleke kakhulu kubantu abaningi. Njengoba ubhubhane lwe-coronavirus lubonisile, umnotho obonakala uzinzile ungashintshwa ngokushesha, ushiye labo abebengakulungele izikhathi ezinzima befuna imali.

Kungani utshale imali?
Ukutshala imali kungakunikeza omunye umthombo wemali engenayo, kuxhaswe imali yakho yomhlalaphansi noma kukukhiphe ngisho nenkinga yezimali. Ngaphezu kwakho konke, ukutshala imali kukhulisa ingcebo yakho - kukusiza ukuthi uhlangabezane nezinhloso zakho zezezimali futhi kwandise amandla akho okuthenga ngokuhamba kwesikhathi. Noma mhlawumbe usanda kuthengisa ikhaya lakho noma ungene ngemali ethile. Kuyisinqumo esihlakaniphile ukuvumela leyo mali ikusebenzele.

Nakuba ukutshala izimali kungakha ingcebo, uzophinde ufune ukulinganisa izinzuzo ezingaba khona nobungozi obuhilelekile. Futhi uzofuna ukuba sesimweni sezezimali ukwenza kanjalo, okusho ukuthi uzodinga amazinga esikweletu alawulekayo, ube nesikhwama esiphuthumayo esiphuthumayo futhi ukwazi ukuqeda ukukhuphuka nokwehla kwemakethe ngaphandle kokudinga ukufinyelela imali yakho.

Izitifiketi zediphozi, noma ama-CD, akhishwa amabhange futhi ngokuvamile anikeza inani lenzalo eliphezulu kunama-akhawunti okulondoloza. Futhi ama-CD esikhathi esifushane angase abe izinketho ezingcono uma ulindele ukuthi amanani enyuke, okukuvumela ukuthi uphinde utshale ngamanani aphezulu lapho i-CD ivuthwa.

Sicela usinikeze izilinganiso zezinkanyezi ezinhlanu.