Beyond Budget - Budget Planner

Siyakwamukela ku-Beyond Budget! Uhlelo lwethu lokusebenza oluphelele lokuphathwa kwezimali zomuntu siqu lukhona ukuze luguqule indlela ophatha ngayo, ulandelele, futhi uhlele ngayo impilo yakho yezezimali. Sinikeza isixazululo esisodwa nje, esihlanganisa yonke into kusukela kubhajethi nokulandelela izindleko kuya emininingwaneni yezezimali kanye nokubikezela. Funda kabanzi ngehabhu yethu yolwazi eyakhelwe ngaphakathi, inqolobane yama-athikili okufundisa namathiphu okuthuthukisa ulwazi lwakho lwezezimali. Khipha ingcindezi ekuphathweni kwemali nge-Beyond Budget!

# Isici:

- Ukulandelela Ibhajethi Nokulandelela Izindleko: Isici sethu sokwenza isabelomali esiqinile sikuvumela ukuthi uhlukanise imali oyisebenzisayo kuze kufike emalini yokugcina. Zulazula izindleko zansuku zonke, zeviki, kabili ngenyanga, nyanga zonke, noma zonyaka kalula.

- Ukuphathwa Kwezikweletu: Amathuluzi ethu akusiza ukuthi udale umgwaqo ocacile ukuze ungabi nezikweletu. Zibekele umgomo wokukhokha wanyanga zonke futhi uthole ukumelwa okubonakalayo kwentuthuko yakho.

- Imigomo Yokonga: Setha okuhlosiwe ukonga okunembile, kungakhathaliseki ukuthi ulondolozela iholide lamaphupho, imoto entsha, noma ukwakha iqanda lesidleke somhlalaphansi. Amaphupho akho ezezimali ayafezeka nge-Beyond Budget.

- Ukulandelela Iholo Nokwabiwa: Landela umholo wakho ngendlela efanele futhi uyabe ngokuphumelelayo usebenzisa izici zethu zokulandelela iholo kanye nokwabiwa.

- Ukubikezela Okuthuthukile: Ithuluzi lethu lokubikezela lisebenzisa idatha yakho ukuze libikezele ibhalansi yesikhathi esizayo, likusize uhlele futhi ulungiselele izindleko ezizayo.

- Izikhumbuzi: Ungalokothi uphuthelwe inkokhelo noma weqe isabelomali futhi ngezikhumbuzi zethu ezenza ngokwezifiso.

- Izibali Zezezimali Nokuqagela: Sebenzisa izibali zethu ezakhelwe ngaphakathi ukuze uthuthukise ukonga, ukulungela ukuthatha umhlalaphansi, ukukhokhelwa kwemali mboleko, nokuningi.

- Imininingwane: Thola imininingwane ebalulekile mayelana nemikhuba yakho yokuchitha, inqubekelaphambili yokonga, kanye nezitayela zezimali ngezibalo zethu ezibanzi.

- Amathegi & Abakhokhelwayo: Isici sethu sokumaka senza izindleko zokulandelela zibe lula. Khomba ukuthi imali yakho iya kuphi ngokumaka izindleko kubakhokhi abathile.

- Iqembu Lomndeni: Yabelana ngamabhajethi, ulandelele izindleko ezihlanganyelwe, futhi usebenzele ekufinyeleleni imigomo efanayo yezezimali nomndeni wakho usebenzisa isici seqembu lethu lomndeni.

- I-UI enembile: Isixhumi esibonakalayo esisebenziseka kalula senzelwe ukwenza lula ukuphathwa kwezimali komuntu siqu. Ukuzulazula emhlabeni wakho wezezimali akukaze kube lula.

- Ama-akhawunti amaningi: Phatha wonke ama-akhawunti akho endaweni eyodwa - ukuhlola, ukonga, amakhadi esikweletu, nokuningi.

- Izimpumelelo Nemiklomelo: Gubha ingqopha-mlando yakho yezezimali ngamabheji ethu empumelelo, ekugqugquzela ohambweni lwakho lwenkululeko yezezimali.

- Ihabhu Yolwazi: Finyelela eqoqweni lezinsiza zemfundo, izindatshana, namathiphu adizayinelwe ukuthuthukisa ukuqonda kwakho kwezezimali futhi ukhuthaze imikhuba yemali ehlakaniphile.

Sebenzisa Beyond Budget ukuphatha, ukulandelela, noma ukuhlela impilo yakho yezezimali:
- Umhleli wesabelomali
- Ithuluzi lesabelomali elinemininingwane
- Ukulandelela ibhajethi yomuntu siqu
- Imali engenayo kanye nesabelomali
- Isibikezelo sesabelomali esithuthukisiwe
- Izikhumbuzi ezivumelana nesabelomali
- Imigomo yokonga ngaphakathi kwesabelomali
- Isu lokuphatha izikweletu
- Izibali zezezimali zokubhajethi
- Ukuqonda ibhajethi namathrendi
- Isabelomali somndeni ngamaqembu
- Ukuphathwa kwe-akhawunti yebhajethi eminingi
- Izimpumelelo kanye nemivuzo yemigomo yesabelomali
- Isizinda solwazi sokufunda ngebhajethi
- Umhlahlandlela ophelele wesabelomali
- Amathuluzi enkululeko yezezimali ngaphakathi kwesabelomali

Ngale Kwesabelomali kungaphezu nje kohlelo lokusebenza lokubhajetha. Iwumhlahlandlela ophelele wezezimali zomuntu siqu, esekela wena ekuphatheni izimali zakho, ukwehlisa izikweletu, ukwakha ingcebo, kanye nokuzuza inkululeko yezezimali. Ngesixhumi esibonakalayo esisebenziseka kalula, amathuluzi anamandla, nezibalo ezihlakaniphile, I-Beyond Budget iwuhlelo lokusebenza oluhle kakhulu lwabahleli besabelomali abalungele ukulawula impilo yabo yezezimali.

Qala uhambo lwakho lwezezimali nge-Beyond Budget namuhla. Ungaphezu kokumangalisa, futhi nge-Beyond Budget, ungase uvikeleke ngokwezimali nawe.