Lolu hlelo lokusebenza luyisixazululo esilula sokuboleka imali ngokushesha ngendlela yemalimboleko yosuku lokukhokha ku-inthanethi, ngaphandle kokufaka isicelo ebhange noma umabolekisi wendabuko.
Noma nini lapho uwela esimeni esiphuthumayo esinzima sezezimali, imali ebolekiwe yesikhashana ingaba yilokho okudingayo.
Lolu hlelo lokusebenza lokuboleka imali lwakhiwe ochwepheshe bokuboleka imali abangeneme ukwenza inqubo yokuthola ukheshi ibe lula ngangokunokwenzeka.
Singakusiza ukuthi uthole imalimboleko yosuku lokukhokha ku-inthanethi, ongaboleka kuyo imali ephakathi kuka-$100 no-$1,000.
Imali mboleko yosuku lwe-Payday ifana ne-advance cash emholweni wakho, hhayi nje kumqashi wakho. Umbolekisi ukunika imali encane okufanele uyikhokhe ngokugcwele noma ngemva nje kokuthola umholo wakho. Lokhu kuza nenkokhelo ngaphezulu, noma lokho ongakubiza ngokujwayelekile inzalo.
Imali mboleko yosuku lokukhokha iyindlela enhle kakhulu yokumboza lezo zikweletu ezingalindelekile noma ukuthenga okungahleliwe okungadingeka ukuthi ukulinde kuze kufike usuku lokukhokha ukuze ukhokhe.
Yini eyenza i-Borrow Money App ibe ngcono kunombolekisi wakho ojwayelekile wangaphambili kwesitolo noma ibhange? Akukho ukulinda kulayini noma amaphepha aphathekayo okumele uwagcwalise. Konke kungaqedwa kalula ngohlelo lokusebenza lwemalimboleko ngaphandle kokuthi ushiye usofa.
Uma ufuna ukuboleka imali ngaso leso sikhathi, lokhu kuseduze njengoba uzokuthola. Kalula nje:
✅ Khetha inani lemalimboleko oyifunayo
✅ Faka imininingwane yakho eyisisekelo
✅ Yabelana ngemininingwane yakho yasebhange ukuze imali ebolekiwe ifakwe ngokushesha njengosuku olulodwa lokusebenza
Ukusebenzisa uhlelo lwethu lokusebenza lokuboleka imali kumahhala ngokuphelele. Ngemva kokuchitha iminyaka sibona abantu bezabalaza ukuboleka imali embonini, sidale leli thuluzi ukuze likwenzele wonke umsebenzi onzima.
Gcwalisa ifomu elilodwa elilula lesicelo semalimboleko futhi sizozama ngokushesha ukukuxhumanisa nomabolekisi oqondile onelayisense, okusho ukuthi awudingi ukuchitha isikhathi nosesho lwezikweletu olungase lube khona ngokufaka izicelo kubabolekisi ngamunye ngamunye!
Uzokwazi esikrinini uma omunye walaba babolekisi ezokunikeza imali mboleko kanye nemigomo egcwele yomnikelo. Kukuwe ukuthi uyachofoza futhi wamukele okunikezwayo.
Izindaba ezinhle: ukuba nekhredithi embi akukwenzi ungafaneleki ngokuzenzakalelayo. Ababolekisi abavela kunethiwekhi yethu bakhathazeke kakhulu ngekhono lakho langempela lokubuyisela imali ebolekiwe. Noma ngabe benza isheke lesikweletu, bazosihlola kahle isicelo sakho, inqobo nje uma ufeza izidingo ezincane.
Ukudalulwa kokubalulekile, amanani, nezinkokhelo
Lolu hlelo lokusebenza lwemali mboleko yosuku lokukhokha aluyena umbolekisi. Iwuhlelo lokusebenza lwemalimboleko oluklanywe ngokukhethekile oluhlose ukuxhuma ababolekayo abafanelekayo nababolekisi abanelayisensi abanikeza imali mboleko yosuku lokukhokha ku-inthanethi. Uhlelo lokusebenza alubakhokhisi abangase babe ngababoleki ngokusetshenziswa kwalo futhi noma iyiphi idatha yomuntu siqu ethunyelwe yabiwa kuphela kubabolekisi ababambe iqhaza. Ayithengiswa noma kwabelwana ngayo nezinkampani zangaphandle futhi ubuchwepheshe bokubethela obusezingeni lemboni busetshenziselwa ukugcina idatha ivikelekile. Abathengi abaphoqelekile ukwamukela isipho semalimboleko futhi bakhululekile ukuvala uhlelo lokusebenza nesicelo semalimboleko nganoma yisiphi isikhathi ngaphambi kokusayina isivumelwano nomabolekisi ngokwedijithali. Ngokomthetho, ababolekisi kudingeka banikeze ikhophi egcwele yemigomo nemibandela yanoma yikuphi ukunikezwa, okufana nothishanhloko wemalimboleko, izinkokhelo, izilinganiso zenzalo (i-APR), nohlelo lokukhokha ngaphambi kokukhipha imali ebolekiwe. Imigomo ethile yesivumelwano semalimboleko ingahluka kuye ngomboleki kanye nesifunda nesifunda.
Ukudalulwa kwe-APR
I-APR iyinani lephesenti lonyaka elikhokhiswa imalimboleko. Kuya ngokuthi uboleka malini, isikhathi esingakanani, kanye nezinqubomgomo zomboleki. Ezinye izifunda zikhawulela ngokusemthethweni ama-APR, futhi angasukela phakathi kuka-6.63% afike ku-35.99%. Imigomo yokubuyisela imali mboleko iyahlukahluka kuye ngenani lemalimboleko, izinqubomgomo zomboleki ngamunye, kanye nohlobo lwemali mboleko. Imibandela yokukhokha isukela phakathi kwezinsuku ezingu-65 kuya eminyakeni emi-3. Ukwehluleka ukukhokha imali ebolekiwe kungaholela ezindlekweni ezengeziwe, inzalo, inqubo yokuqoqwa, kanye nokushayeka kumphumela wakho wesikweletu.
Ngezansi isibonelo esimele sendlela i-APR engabalwa ngayo:
Imali mboleko engu-$1,000 ethathwe esikhathini sonyaka owodwa nge-APR engu-20% izokubiza:
- Isamba senkokhelo yemalimboleko: $1,000 * 0.20 (20% APR) = $200
- Isamba senani ozolibuyisela: $1,000 + $200 = $1,200
- Inkokhelo yanyanga zonke: $1,200/12 = $100
Siyabonga ngokusebenzisa yethu Borrow Money App.
Kubuyekezwe ngo-
Jun 26, 2024