Branch: A Better Payday

Siyakwamukela osukwini olungcono lokukhokha. Enezinketho zokukhokha ezisheshayo neziguquguqukayo zenzuzo yakho—kungaba iholo, amathiphu, izimbuyiselo zemayela, idiphozi eqondile, noma ngaphezulu. Uma inkampani yakho ikunikeza Igatsha, ungathola i-akhawunti yasebhange yedijithali yamahhala kanye nekhadi ledebithi ongahamba nalo ukuphila kwakho konke, kanye namathuluzi amahhala okuphila kahle kwezezimali khona kanye ezandleni zakho. Futhi konke kungenzeka ngokubhalisa kwethu okulula, kwemizuzwana engama-90.

Nge-akhawunti yakho Yegatsha kanye nekhadi, ungakwazi ukonga, usebenzise, ​​noma uthumele imali engenayo ngendlela othanda ngayo.

GCINA
Gcina imali yakho iphephile esikhwameni sedijithali seGatsha; ngesici esizinikezele Somgomo Wokulondoloza ungakwazi nokubeka eceleni izimali zemigomo ethile yezezimali.

THUMELA
Thumela imali yakho kuma-akhawunti asebhange angaphandle uma kudingeka, noma kontanga ngokuxhuma ezinye izinhlelo zokusebenza ze-P2P.

SEBENZISA
Sebenzisa Ikhadi lakho Legatsha ukuze uthenge mathupha noma ku-inthanethi, ukhokhele igesi negrosa, futhi uthole ukheshi mahhala kuma-ATM angaphezu kuka-55,000.

NgeGatsha, ungakwazi...

+Thola Ukufinyelela Okusheshayo, Okuguquguqukayo Kwemiholo Yakho
Igatsha lifaka imali ku-akhawunti yakho ngesikhathi inkampani yakho ikukhokhela. Akusekho ukulinda ukubambezeleka kwebhange noma ukuhlolwa kwamaphepha.

+Dala Usuku Lwakho Lokukhokha
Uma umqashi wakho ekhetha ukungena ekufinyeleleni iholo elizuziwe, ungakwazi ukunyukela ku-50% womholo wakho owutholile lapho ufuneka ukuze ukhokhele izindleko ezingalindelekile.

+Jabulela Izinketho Zebhange Ezingakhokhisi
Valelisa ezindlekweni ze-overdraft, izinkokhelo ze-ATM zenethiwekhi, nezinye izinkokhelo zasebhange ezifihliwe.

+Finyelela Amathuluzi Amahhala Okuphila Kwezezimali
Zuza imiklomelo eyimali ekusebenziseni kwansuku zonke, bekela eceleni izimali zemigomo yakho yokonga eyingqayizivele, bona imininingwane yomuntu siqu yokuchitha, nokuningi.

+Khokha Izikweletu
Sebenzisa Ikhadi Lakho Legatsha noma isikhwama semali esidijithali ukuze ukhokhele izikweletu eziphindelelayo, okubhaliselwe, nezinkokhelo ezizenzakalelayo.

+ Dlulisa Imali Kalula
Hambisa imali ngokushesha phakathi kwamanye ama-akhawunti asebhange lapho kudingeka.

+Khokha Ohambeni
Izinkokhelo zokungaxhunyiwe kulula ukuzisebenzisa ngokunika amandla i-Apple Pay noma i-Google Pay.

Bhalisa kumasekhondi angu-90 noma ngaphansi bese uqala ukufinyelela imali oyizuzayo ngokushesha. Udinga usizo? Ukwesekwa kwethu kwamakhasimende okusabelayo (kusuka kubantu bangempela!) kungakusiza ngefoni noma ngengxoxo yangaphakathi nohlelo.

Amasevisi Ebhange ahlinzekwa yi-Evolve Bank & Trust, Ilungu le-FDIC. I-Branch Mastercard Debit Card ikhishwa i-Evolve Bank & Trust ngokulandela ilayisensi yakwa-Mastercard futhi ingasetshenziswa yonke indawo lapho amakhadi edebithi e-Mastercard amukelwa khona.

Igatsha linikeza abasebenzisi ikhono lokufinyelela kuGreenhouse, ("Greenhouse"), okuyinkundla yemakethe yedijithali ephethwe futhi ephethwe yiMoneyLion yiMoneyLion Technologies, Inc. (ngokuhlangene, "MoneyLion"). I-Greenhouse ivumela abasebenzi ukuthi baphequlule futhi bafake izicelo zemikhiqizo yezezimali ehlukahlukene noma amasevisi ahlinzekwa nge-MoneyLion izinhlangano ezisebenzisana nabo. IMoneyLion ikhombisa imali mboleko yomuntu siqu esigcawini enemibandela yokukhokha esuka ezinyangeni eziyi-12 kuye kwezingama-84 kanti i-APR isuka ku-5.99% iye ku-35.99%. Isibonelo, uma uthola imali mboleko engu-$10,000 enesikhathi sezinyanga ezingu-60 kanye ne-APR engu-16.21%, inkokhelo yakho yanyanga zonke edingekayo izoba ngu-$244.30 ($135.09 Uthishanhloko + $109.21 Inzalo). Uma sicabanga ukuthi zonke izinkokhelo ezingama-60 zenziwa ngesikhathi, inani eliphelele elikhokhwayo lingaba ngu-$14,657.87. Zonke izipesheli ezinikezwa yi-MoneyLion zidinga isicelo sakho nokugunyazwa ngumbolekisi. Kuye ngomboleki, ezinye izinkokhelo zingase zisebenze, njengezinkokhelo zokuqalisa noma izinkokhelo zokukhokha sekwephuzile. Bona imigomo nemibandela yombolekisi ukuze uthole imininingwane eyengeziwe. Angeke ukwazi ukuthola amanani aphansi kakhulu noma amanani aphezulu okunikezwayo noma ungase ungakufanelekeli nhlobo ukubolekwa.