Monarch: Budget & Track Money

Ukuphathwa kwemali nezeluleko zezezimali, ezitholakala kuhlelo lokusebenza lokusebenzisa ibhajethi lakho konke. Imigomo yezezimali yomuntu siqu iyafinyeleleka nge-Monarch, ngamathuluzi akusiza ukuthi wenze ibhajethi ngendlela ofuna ngayo. Lawula imali futhi ulandelele inqubekelaphambili ekufezeni imigomo yakho yezezimali ngamathuluzi alula webhajethi. Umhleli wezezimali noma isilandeleli sebhajethi - thola ukucaca nokuzethemba ngezimali zakho.

Isabelomali somndeni noma umphathi wemali - phatha imali ngedeshibhodi yemali yangokwezifiso, elungiswe ukuze igxile kulokho okubaluleke kakhulu kuwe. Landelela izikweletu, izindleko, ukonga nokutshalwa kwezimali ngombono owodwa owenziwe lula.

Ukuhlelwa kwezimali akudingeki kube nzima. Ukongela isikhathi sokuthatha umhlalaphansi, ikolishi noma iholide lombhangqwana - i-Monarch inokudingayo ukuze ufeze izinjongo zakho zezezimali. Bona ukuthi indlela osebenzisa ngayo imali nokuziphatha kwakho kwesabelomali kuhlangana kanjani ngokuhamba kwesikhathi futhi usebenzela ikusasa elinempilo lezezimali. Ezezimali zomuntu ziqala ngoMonarch.

Phatha imali ngohlelo lokusebenza lokuphatha imali olusebenziseka kalula. Ezezimali zomuntu siqu kanye nokuphathwa kwemali, indlela yesimanje.

I-TRACKER YESABELOMALI YOMUNTU: YENZA ISABELO-MALI INDLELA YAKHO
- Umenzi wesabelomali olula: Phatha imali ngaphandle kwesipredishithi futhi ulandelele kalula inani eliphelele lengqikithi yakho
- Ukwenza ngokwezifiso isabelomali sakho: Shintsha izinhlelo zakho ngokusekelwe esimweni sakho esiyingqayizivele
- Izimali zomuntu siqu zenziwe zaba lula ngezibuyekezo zenqubekelaphambili zanyanga zonke
- Amathuluzi abeluleki bezezimali akusiza ukuthi ulungise uhlelo lwakho uma wehla endleleni

UHLELO LWEZEZIMALI KANYE NESABELOMALI: BEKA IMIGOMO YEZEZIMALI
- Umhleli Wezezimali: Dala izinhlelo zesikhathi eside kanye nezinhloso zemali
- Landelela ukusetshenziswa kwezimali kanye nezindleko futhi uthole ugqozi njengoba uthuthuka
- Ukonga: Faka ukonga okusele emgomweni wakho wemali
- Ikusasa lezezimali: Buka ukuthi iholo lakho lanyanga zonke, indlela osebenzisa ngayo imali nokuziphatha kwakho konga kuyithinta kanjani imigomo yakho yezezimali
- Umeluleki wezezimali noma isabelomali sasekhaya: Yabelana ngohlelo lwakho futhi uhlanganyele

INKOSI, IDESHIbhodi YEMALI: UKULAWULWA KWEMALI, YENZIWA LULA
- Umphathi wemali: Landelela imali ngamabhalansi asesikhathini samanje kanye nokuthengiselana
- Uhlelo lokusebenza lwebhajethi oluvikelekile: Xhuma ngokuphephile ukonga kwakho, ukuhlola ama-akhawunti, izimpahla nezikweletu
- Umphathi wesabelomali: Izindleko nokusetshenziswa kwemali, kubonakala ohlwini olulodwa oluhlanganisiwe
- Ideshibhodi yemali: Gxila kulokho okubaluleke kakhulu ngamawijethi enziwe ngendlela oyifisayo
- Isilandeleli sesabelomali esabiwe: Sebenzisana nozakwenu ukuze nibukwe ngokuhlanganyela izimali zenu
- Landela izikweletu nokusebenzisa imali: Hlela ideshibhodi yakho ngendlela ekufanele

IPHOTHIFOLIYO YOKUTSHALWA KWAKHO YONKE, ENDAWENI EYODWA
- I-tracker yokutshalwa kwezimali: Vumelanisa okugcinile futhi uqhathanise ukusebenza kwakho namabhentshimakhi
- I-portfolio tracker ukuze uhlaziye ukusebenza komlando futhi uhlele isabelo sakho
- Ukuhlanganiswa ne-Coinbase kanye ne-Zillow ukulandelela ukubanjwa kwe-crypto kanye nenani lempahla

IZICI EZENGEZIWE: OKUBHALISILE, IMITHETHO KANYE OKUNINGI
- Izikweletu ezivela njalo: Phatha okubhaliselwe nezikweletu ngekhalenda elilodwa zonke izindleko zakho eziphindaphindayo
- Ibhajethi eyabiwe: Mema umlingani wakho futhi niphathe ibhajethi ndawonye
- Landelela imali ngesici sokuzenzakalelayo se-Monarch futhi uthole izexwayiso ezenziwe ngezifiso
- Imithetho yokuphatha imali: Qamba kabusha kalula noma uhlukanise kabusha okwenziwayo

Phatha imali kalula futhi ufinyelele imigomo yakho yezezimali. Isabelomali somuntu siqu noma isabelomali sasekhaya - Landa i-Monarch namuhla.

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Ubulungu Onawe Engqondweni
Ukufunda ngezezimali kulula futhi kuyafinyeleleka nge-Monarch. Umgomo wethu ukukusiza ukuthi uthuthukise ikusasa lakho lezezimali. Uma ubhalisela ubulungu be-Monarch, uthola ukufinyelela kuphothali yethu yemephu yomgwaqo lapho ungaphakamisa khona futhi uvotele izici ezizokusiza kakhulu.

Azikho Izikhangiso
I-Monarch ayisekelwe abakhangisi. Ngeke neze siphazamise okwenzayo ngezikhangiso ezicasulayo noma sizame ukukudayisela omunye umkhiqizo wezezimali ongawudingi.

Iyimfihlo futhi Ivikelekile
I-Monarch isebenzisa ukuphepha kweleveli yasebhange futhi ayilokothi igcine noma yiziphi iziqinisekiso zakho zezezimali. Inkundla yethu ifundwa kuphela, ngakho-ke ayikho indlela yokuhambisa imali. Sikwazisa kakhulu ubumfihlo bakho futhi asisoze sathengisa ulwazi lwakho lomuntu siqu noma lwezezimali kubantu besithathu.

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IMINININGWANE YOBULUNGU
I-Monarch imahhala ukuzama izinsuku eziyi-7. Ngemva kwesikhathi sesilingo, imali yobulungu izokhokhiswa nyanga zonke noma minyaka yonke, kuye ngokuthi yiluphi uhlelo olukhethayo.