Moneyfarm: Investing & Saving

Umcebo, ndawonye.

Zitholele izixazululo zokutshalwa kwezimali zohlu olubanzi lwezinjongo zengcebo, zisekelwa ubuchwepheshe bethu obukhaliphile kanye nekhono labeluleki bethu abazinikele bokutshala izimali, abalungele ukukuqondisa ohambweni lwakho.


Qalisa namuhla ngezinyathelo ezintathu ezilula:
1. Phendula imibuzo embalwa elula
2. Zitholele iphothifoliyo yakho ephelele
3. Tshala imali ngokwezinjongo zakho

- Hlola uhla lwethu lwezixazululo zokwakha ingcebo -

Kungakhathaliseki ukuthi umusha ekutshaleni imali, unolwazi oluthe xaxa noma ufuna nje ukushintshashintsha, uhla lwethu lwemikhiqizo luklanyelwe ukuhlangabezana nezidingo nemigomo ehlukahlukene.


Amasheya Namasheya ISA
Impesheni
I-akhawunti Yokutshalwa Kwezimali Okujwayelekile
Junior ISA

- Kungani ukhetha i-Moneyfarm? -


• Kulula ukusisebenzisa:
Idizayinelwe wonke amazinga olwazi lokutshala izimali, i-Moneyfarm isebenziseka kalula futhi iyasebenza. Ubuchwepheshe bethu obusha bulula inqubo yokutshala imali, bukuvumela ukuthi ulandele kalula iphothifoliyo yakho noma yikuphi, nganoma yisiphi isikhathi.

• Ukufinyelela imigomo yakho yezezimali:
Faniswa nephothifoliyo ehamba phambili ukuze ivumelane nezidingo nemigomo yakho, ngenxa yobuchwepheshe obuhlakaniphile kungxenyekazi yethu nohlelo lokusebenza. Noma ungathatha izintambo ngokwakha iphothifoliyo yakho - kungakhathaliseki ukuthi yisiphi isitayela sakho, sikuphathele.

• Isiqondiso sochwepheshe, mahhala
Abeluleki bethu bokutshalwa kwezimali abaqeqeshiwe nabaqeqeshiwe bakhona ukuze bakusize ohambweni lwakho lokutshala izimali, noma ngabe bazokufundisa ngemikhiqizo yethu, baxoxe ngezimo zemakethe, noma bangene ngemininingwane eyengeziwe mayelana nokuphathwa kwephothifoliyo yethu. Ithimba lethu likhona ngenxa yakho ngaso sonke isikhathi.



- Dala isu lakho elihle lokutshala imali -


Sonke sinemigomo ehlukene ekuphileni. Kungakhathaliseki ukuthi ulondolozela ikhaya leholide lamaphupho, wakha iqanda lesidleke somhlalaphansi, noma ubeke eceleni imali ethile ukuze ukhokhele izingane zakho zasenyuvesi - siklame izixazululo zokutshala izimali ukuze zihlangabezane nezidingo ezihlukahlukene.


Iphethwe ngokugcwele


Izwa izinzuzo ezigcwele zobungcweti bethu bokutshala imali. Ithimba lethu Lokwabiwa Kwempahla lakha iphothifoliyo yakho lisebenzisa ama-ETF akonga imali futhi livame ukuyilinganisa kabusha ngokusekelwe emigomeni yakho kanye nesifiso sakho sokudla. Khetha iphothifoliyo ephethwe ngokugcwele ukuze uthuthukise ngokugcwele amandla akho okukhula okuzayo.


Isabelo esilungisiwe


Isixazululo sethu sokutshala imali esingabizi kakhulu, esingasebenzi. Amaphothifoliyo ethu okunikezwayo okungaguquki akhiwe kusukela kuma-ETF afanayo akongayo njengamaphothifoliyo ethu aphethwe kodwa ngendlela elula, engenzi lutho yokuphatha.
Khetha iphothifoliyo yokwaba engaguquki yokukhula okunezindleko eziphansi, okungenzi lutho, okuhlala isikhathi eside.


I-Liquidity+


Isixazululo esikahle sokuphathwa kwemali yesikhathi esifushane kanye nokutshalwa kwezimali okunobungozi obuncane. I-Liquidity+ itshala ezikhwameni zemakethe yemali ezikhethwe ngokucophelela futhi ziphathwe ngenkuthalo Ithimba lethu Lokwabiwa Kwempahla. Itholakala nge-Akhawunti Yokutshala Okujwayelekile noma Amasheya Namasheya ISA.


Yabelana Ngokutshala imali


Umhlaba obanzi wokutshala imali ezimakethe zamasheya ezandleni zakho. Yakha iphothifoliyo yakho ngokukhetha ohlwini olukhulu lwezitoko, ama-ETF, kanye nezimali ezihlanganyelwe zase-UK. Iyatholakala futhi eceleni kwephothifoliyo ephethwe ngokusebenzayo, ukuze uthole ukuhlukahluka okugcwele komhlaba wonke kanye nokuphathwa kochwepheshe.



- Thatha isinyathelo esilandelayo nathi -


Uma utshala imali nathi, sindawonye kuyo. Ubuyelwe yithimba elizinikele ekusizeni ukuthi ufinyelele imigomo yakho yokutshala izimali futhi uguqule izifiso zakho zibe ngokoqobo. Ngakho-ke, thatha isinyathelo sokuqala esiya enkululekweni yezezimali futhi usivumele sibe umhlahlandlela wakho.


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