OneMain Financial

I-OneMain Financial inikezela ngemalimboleko yomuntu siqu. Ngokufinyelela kweselula, amakhasimende angangena ukuze athole imininingwane ye-akhawunti yemalimboleko. Siphendula ngoMsombuluko-uLwesihlanu: 7 am-8 pm CT; NgoMgqibelo: 8 am-5 pm CT.

Uhlelo lwethu lokusebenza lweselula lungasetshenziswa amakhasimende ukusebenzela imali mboleko ekhona kanye nokuthumela izicelo zokuxhasa kabusha imalimboleko ekhona. Izicelo ezintsha zemalimboleko azikwazi ukuthunyelwa kusetshenziswa uhlelo lokusebenza lweselula. Ukususa uhlelo lokusebenza lweselula kudivayisi akuvali noma kususe i-akhawunti yemalimboleko ye-OneMain. Njengomabolekisi ogunyaziwe nesikhungo sezezimali, kufanele sigcine amarekhodi athile ngaphansi komthetho osebenzayo.

Imali mboleko yethu yomuntu siqu inesikhathi esincane nesiphezulu sokukhokha esiyizinyanga ezingama-24 nezinyanga ezingama-60, ngokulandelana. Isilinganiso Sephesenti Lonyaka (APR) esiphezulu semalimboleko yomuntu siqu singama-35.99%. Inani elincane lemalimboleko elinikezwayo ngu-$1,500 kanti inani eliphakeme lingu-$20,000.

Akubona bonke abafake izicelo abafanelekela ukubolekwa imali enkudlwana noma ngemibandela evumayo yemalimboleko. Izimali mboleko ezinkulu zidinga isikweletu sokuqala semoto esingeqile eminyakeni eyi-10 ubudala, sihlangabezana nezimfuneko zethu zenani, ezinesihloko egameni lakho nomshwalense osebenzayo. Ukugunyazwa kanye nemibandela yemalimboleko yangempela incike esimweni sakho sokuhlala kanye nekhono lokufinyelela izindinganiso zethu zezikweletu, okuhlanganisa umlando wesikweletu onesibopho, imali engenayo eyanele ngemva kwezindleko zanyanga zonke, kanye nokuba khona kwesibambiso. Ama-APR ngokuvamile aphezulu emalimboleko engaqinisekisiwe imoto. Abafakizicelo abaqeqeshwe kakhulu banganikezwa amanani emalimboleko aphezulu kanye/noma ama-APR aphansi. Imali etholwayo ngeke isetshenziselwe izindleko zemfundo yangemva kwesekondari, izinjongo zebhizinisi noma zentengiso, ukuthenga i-crypto noma okunye ukutshalwa kwezimali okuqagelayo, ukugembula noma izinjongo ezingekho emthethweni. Amasosha amatasa, abashade nabo noma abantu abathembele kubo abangaphansi koMthetho Wokuboleka Kwamasosha angeke bathembise imoto njengesibambiso.

Ababoleki kulezi zifundazwe bangaphansi kwalawa masayizi amancane emalimboleko: Alabama: $2,100; ECalifornia: $3 000; EGeorgia: amaRandi angu-3 100; ENyakatho Dakota: $2,000; E-Ohio: $2 000; Virginia: $2,600.

Ababoleki kulezi zifundazwe bangaphansi kwalawa masayizi aphezulu emalimboleko: INorth Carolina: $11,000 yemali mboleko engavikelekile kuwo wonke amakhasimende. $11,000 wemali mboleko evikelekile yokwethula amakhasimende; I-Maine: $ 7,000; Mississippi: $12 000; I-West Virginia: $13,500. Izimali mboleko zokuthenga imoto noma okokusebenza kwe-powersports ezinkampanini ezikhethiwe e-NC, ME, nase-MS azikho ngaphansi kwalawa masayizi aphezulu emalimboleko.

Sikhokhisa izimali zokuqalisa imalimboleko. Kuye ngesimo lapho uvula khona imali ebolekiwe, kungase kungabi khona imali ekhokhwayo yokuqala noma kungaba inani eliphansi noma iphesenti lesamba semalimboleko. Izindleko eziyisicaba ziyahlukahluka ngokwezifunda, kusukela ku-$25 kuya ku-$500. Izimali ezisuselwe kumaphesenti ziyahlukahluka ngokwezifundazwe kusukela ku-1% kuya ku-10% wemali mboleko kuncike emikhawulweni ethile yemali yezwe.

Isibonelo sezindleko zemalimboleko emele abanye: Inani eliyinhloko elingu-$6,000 ku-APR engu-24.99% phakathi nezinyanga ezingu-60 liphumela enkokhelweni yanyanga zonke engu-$176.07. Uthishanhloko kanye ne-APR ihlanganisa noma yiziphi izimali zokuvela ezixhasiwe. Isamba senani elikhokhelwe le mali mboleko, okuhlanganisa uthishanhloko, inzalo, nezimali ezikhokhwayo, kungaba ngu-$10,564.20. Isibonelo esisekelwe kukhasimende elinekhredithi emaphakathi. Imibandela yangempela yemalimboleko incike kuphrofayela yakho yesikweletu, okuhlanganisa umlando wesikweletu, imali engenayo, izikweletu, kanye nezikweletu ezivikelekile, ikhono lokunikeza isibambiso.

Lapho kuxhaswa kabusha noma kuhlanganiswa isikweletu esikhona, izindleko zezimali seziphelele phakathi nesikhathi semalimboleko entsha zingase zibe ngaphezu kwesikweletu samanje ngoba izinga lenzalo lingase libe phezulu kanye/noma isikhathi semalimboleko singase sibe side. Imali mboleko ihlanganisa izimali zokuqala, ezinganciphisa inani lemali etholakalayo ukuze kukhokhelwe ezinye izikweletu.

Amalayisense Ombuso: I-OneMain Financial Group, LLC (NMLS# 1339418)- CA: Izimalimboleko ezenziwe noma ezihlelwe ngokuvumelana Nomnyango Wokuvikela Ezezimali kanye Nelayisense Yokusungula Yezimali Zokubolekwa Kwezimali zaseCalifornia. I-PA: Ilayisensi yi-Pennsylvania Department of Banking and Securities. I-VA: Inikezwe ilayisense yi-Virginia State Corporation Commission - Inombolo Yelayisensi CFI-156. I-OneMain Mortgage Services, Inc. (NMLS# 931153). I-NY: I-New York Mortgage Loan Serviceer Ebhalisiwe. Bona ulwazi olwengeziwe lwamalayisense ku-nmlsconsumeraccess.org kanye ne-onemainfinancial.com/legal/disclosures.

Udinga usizo ngesifundi sesikrini? Shayela ku-800-290-7002.