Wealthfront: Save and Invest

ZUZA U-4.25% APY KUMKHESHI WAKHO
Nge-Akhawunti yethu Yemali, sisebenza namabhange ozakwethu ukuze ukwazi ukuzuza ngokuphindwe ka-9 isilinganiso senzalo sikazwelonke futhi uthole 32x umshwalense ojwayelekile we-FDIC ($8M kuma-akhawunti angawodwa, $16M kuma-akhawunti ahlanganyelwe). Futhi, yeqa izinkokhelo ze-akhawunti, futhi wenze ukudluliselwa kwamahhala okungenamkhawulo. Kulula ukuyisebenzisa, ulondoloze, futhi uhlele imali yakho, futhi kulula ukuhambisa imali yakho ukuze uyitshale kungakapheli amaminithi uma usulungile.

IMVUZO ENKULU, I-ETFS YEBOND ENGEMNGCENI Ephansi
I-Automated Bond Portfolio yethu iyinhlanganisela ehlukahlukene ye-ETF yebhondi okulula ukuyiphatha futhi kulula ukuyikhipha. Idizayinelwe isivuno esiphezulu kunokulondoloza okunobungozi obuncane kunesitoko futhi yenziwe yaba ngeyakho esimweni sakho sentela, iyindawo ekahle yokulondolozela imigomo yakho yesikhathi esiseduze.

ENZAKALELAYO UKUTSHALWA KWAKHO
Ukutshala imali ngezandla kwenziwe kwaba lula. Qala ngokuphendula imibuzo embalwa, futhi sizoncoma iphothifoliyo ehlukahlukene emhlabeni wonke yezimali zenkomba ezizenzakalelayo ezenzelwe wena uqobo. Sizophatha ukuhweba, sitshale kabusha izinzuzo zakho, futhi sikusize ukwehlisa izintela zakho Ngokuvunwa Kokulahlekelwa Kwentela.

TSHALA EZIMALINI NGAMA-ZERO COMMISSIONS
Yeqa amahora amaningi ocwaningo futhi uthole ukukhuthala okufanele kwenzelwe wena nge-Akhawunti yethu Yokutshala Imali. Senza kube lula ukuhlola izingqikithi zokutshala izimali namathuba okukusiza ukuthi uthole izinkampani eziningi ezingekho ku-radar yakho (okwamanje!). Kuyisinqamuleli sakho sokutshala imali ngesitoko ngobuchule.

YAKHA INGCEBO YAKHO ENDAWENI EYODWA
Thola umbono omkhulu wezimali zakho futhi uqiniseke ukuthi usendleleni manje futhi uyothatha umhlalaphansi. Valelisa ezinhlelweni zokusebenza eziningi kanye namaphasiwedi akhohliwe, futhi ukhiphe ukuqagela ekwakheni ingcebo.

Okudalulwayo

Izithombe zokusebenzelana komkhiqizo ezezinjongo zemifanekiso kuphela futhi izibambiso ezibonisiwe azizona izincomo noma izincomo. Noma yiziphi izibalo zokusebenza ezibonisiwe azimeleli ukusebenza kwangempela.

Izinga lenzalo elimaphakathi likazwelonke lisekelwe ku-FDIC.gov, kusukela ngomhlaka-15 Novemba 2024.

I-Nerdwallet ithola isinxephezelo semali ngokuthumela amakhasimende angaba khona ku-Wealthfront Advisers, LLC (“WFA”) ngezikhangiso ezibekwe kumawebhusayithi abo. I-Nerdwallet ne-WFA azihlobene futhi azinabo ubudlelwano obusemthethweni ngaphandle kwalolu hlelo. Imibono kaNerdwallet ngeyabo. Izilinganiso zabo zinqunywa ithimba labo labahleli. Ifomula yamaphuzu yabathengi abaku-inthanethi nabeluleki be-robo icabangela izici ezingaphezu kwezingu-15, okuhlanganisa izinkokhelo ze-akhawunti nezincane, ukukhetha kokutshalwa kwezimali, ukwesekwa kwamakhasimende namandla ohlelo lokusebenza lweselula. Izinga le-Nerdwallet kusukela ngoJanuwari 2023. © 2017-2023 kanye ne-TM, NerdWallet, Inc. Wonke Amalungelo Agodliwe.

Ukuvumela kwe-Bankrate kwanikezwa ngokuzithandela futhi i-Wealthfront ayinabo ubudlelwano obusemthethweni ne-Bankrate.

I-Akhawunti Yemali ihlinzekwa yi-Wealthfront Brokerage LLC (“I-Wealthfront Brokerage”), Ilungu le-FINRA/SIPC. Ayikho i-Wealthfront Brokerage nanoma yiziphi izinhlaka zayo eziyibhange, futhi I-akhawunti Yemali ayiyona i-akhawunti yokuhlola noma yokonga. Sidlulisela izimali kumabhange esibambisene nawo amukela futhi agcine amadiphozithi, ahlinzeke ngezinga lenzalo, futhi ahlinzeke ngomshwalense we-FDIC. Isilinganiso singashintsha. Ukuphathwa kokutshalwa kwezimali kanye nezinsizakalo zokweluleka--ezingaqinisekisiwe nge-FDIC--zihlinzekwa yi-Wealthfront Advisers LLC (“Abeluleki Be-Wealthfront”), umeluleki wokutshalwa kwezimali obhaliswe nge-SEC, namathuluzi okuhlela ezezimali ahlinzekwa yi-Wealthfront Software LLC (“Wealthfront”). I-Akhawunti Yokutshala Amasheya ingumkhiqizo wokutshalwa kwezimali okunomkhawulo ohlinzekwa ngabacebisi be-Wealthfront.

Konke ukutshalwa kwezimali kuhilela ubungozi, okuhlanganisa nokulahlekelwa okungenzeka kwemali oyitshalile, futhi ukusebenza kwesikhathi esidlule akuqinisekisi ukusebenza kwesikhathi esizayo. Akukho kulokhu kuxhumana okufanele kuthathwe njengeseluleko sentela, ukucela noma ukunikezwa, noma isincomo, ukuthenga noma ukuthengisa noma yisiphi isibambiso.

I-Wealthfront, i-Wealthfront Advisers kanye ne-Wealthfront Brokerage yizinkampani eziphethwe ngokuphelele ze-Wealthfront Corporation.