Zenmoney: expense tracker
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Mayelana nalolu hlelo lokusebenza
Thembela ezinombolweni lapho wenza izinqumo:
1. Ukuhlaziya okucacile kubonisa ukuthi imali yakho isetshenziswa kuphi.
2. Izibalo zezinyanga ezidlule zinikeza imininingwane yezezimali, njengokuthi yimalini edingekayo ezindlekweni ezidingekayo, kanye nokuthi ungasebenzisa malini ekhofini, ezincwadini, kuhambo lokuya kumamuvi noma uhambo lwakho olulandelayo.
3. Amathuluzi okuhlela akusiza ukuthi uqonde ukuthi ingakanani imali yakho etholakalayo ukuze uyitshale noma uyilondolozele imigomo ebalulekile.
Siyazi ukuthi ukuhlelwa kwesabelomali nokulandelela izindleko kungaba yisicefe futhi kube nzima. Silapha ukuze senze umsebenzi onzima, ngakho-ke awudingi.
Ukudala isithombe esiphelele sezimali zakho siqu
I-Zenmoney iletha ndawonye idatha evela kuwo wonke ama-akhawunti akho kanye namakhadi ukuze kwakhe isithombe esiphelele, bese ihlukanisa ngokwezigaba okwenziwayo ngakunye. Awusadingi ukuchitha isikhathi ulandelela izindleko zakho mathupha - zibuyekeza ngokuzenzakalelayo, futhi zivikelwa ukubethela okuqinile. Ibhalansi ye-akhawunti nezibalo zokusebenzisa imali zizohlala zihambisana nesikhathi.
Ukuhlela izindleko zakho
Nge-Zenmoney, ungabona ukuthi imali yakho iya kuphi. Izibalo zokusebenzisa zinikeza ukuqonda kokuthi udinga malini ezikweletini ezijwayelekile, nokuthi ungachitha malini ekhofini, ezincwadini, emamuvi nasekuhambeni. Izibikezelo zenkokhelo zigqamisa ukubhalisa okungadingekile noma okubizayo futhi kukukhumbuza ngezinkokhelo ezibalulekile eziphindelelayo. Ndawonye, lezi zici zingakusiza ukuthi uhlele izinto ezibalulekile zezimali futhi ugweme izindleko ezingasadingeki.
Ukuchitha ngokohlelo
Amathuluzi ethu okwenza isabelomali akuvumela ukuthi uhlelele izindleko ezihleliwe kanye nezigaba zezindleko zanyanga zonke. Esigabeni seSabelomali, ungabona ukuthi yimalini esele isichithiwe esigabeni ngasinye, nokuthi yimalini esele okufanele isetshenziswe. Futhi iwijethi Yokuphepha Kokuchitha ibala ukuthi yimalini esalayo ekupheleni kwenyanga ngayinye. Lokhu kwenza kube lula ukuqonda ukuthi ingakanani imali engagcinelwa emigomweni ebalulekile, itshalwe, noma igcinelwe izindleko ezizenzekelayo.
Ngaphezu kwalokho, sine-bot ewusizo kuTelegram! Angakwazi:
- ukukuxwayisa uma kukhona okungahambi ngokohlelo
— kukukhumbuza ngezinkokhelo ezizayo nokubhaliselwe
- gqamisa ukwenyuka okukhulu kwemali esetshenziswayo esigabeni esithile
— thumela izibuyekezo njalo mayelana nesimo sakho sezezimali, njengokuqhathanisa izindleko zale nyanga nenyanga edlule
- khombisa umehluko phakathi kweholo lakho kanye nezindleko.
Uma unempendulo, woza uhlanganyele nathi ku-Telegram-chat: https://t.me/zenmoneychat_en
1. Ukuhlaziya okucacile kubonisa ukuthi imali yakho isetshenziswa kuphi.
2. Izibalo zezinyanga ezidlule zinikeza imininingwane yezezimali, njengokuthi yimalini edingekayo ezindlekweni ezidingekayo, kanye nokuthi ungasebenzisa malini ekhofini, ezincwadini, kuhambo lokuya kumamuvi noma uhambo lwakho olulandelayo.
3. Amathuluzi okuhlela akusiza ukuthi uqonde ukuthi ingakanani imali yakho etholakalayo ukuze uyitshale noma uyilondolozele imigomo ebalulekile.
Siyazi ukuthi ukuhlelwa kwesabelomali nokulandelela izindleko kungaba yisicefe futhi kube nzima. Silapha ukuze senze umsebenzi onzima, ngakho-ke awudingi.
Ukudala isithombe esiphelele sezimali zakho siqu
I-Zenmoney iletha ndawonye idatha evela kuwo wonke ama-akhawunti akho kanye namakhadi ukuze kwakhe isithombe esiphelele, bese ihlukanisa ngokwezigaba okwenziwayo ngakunye. Awusadingi ukuchitha isikhathi ulandelela izindleko zakho mathupha - zibuyekeza ngokuzenzakalelayo, futhi zivikelwa ukubethela okuqinile. Ibhalansi ye-akhawunti nezibalo zokusebenzisa imali zizohlala zihambisana nesikhathi.
Ukuhlela izindleko zakho
Nge-Zenmoney, ungabona ukuthi imali yakho iya kuphi. Izibalo zokusebenzisa zinikeza ukuqonda kokuthi udinga malini ezikweletini ezijwayelekile, nokuthi ungachitha malini ekhofini, ezincwadini, emamuvi nasekuhambeni. Izibikezelo zenkokhelo zigqamisa ukubhalisa okungadingekile noma okubizayo futhi kukukhumbuza ngezinkokhelo ezibalulekile eziphindelelayo. Ndawonye, lezi zici zingakusiza ukuthi uhlele izinto ezibalulekile zezimali futhi ugweme izindleko ezingasadingeki.
Ukuchitha ngokohlelo
Amathuluzi ethu okwenza isabelomali akuvumela ukuthi uhlelele izindleko ezihleliwe kanye nezigaba zezindleko zanyanga zonke. Esigabeni seSabelomali, ungabona ukuthi yimalini esele isichithiwe esigabeni ngasinye, nokuthi yimalini esele okufanele isetshenziswe. Futhi iwijethi Yokuphepha Kokuchitha ibala ukuthi yimalini esalayo ekupheleni kwenyanga ngayinye. Lokhu kwenza kube lula ukuqonda ukuthi ingakanani imali engagcinelwa emigomweni ebalulekile, itshalwe, noma igcinelwe izindleko ezizenzekelayo.
Ngaphezu kwalokho, sine-bot ewusizo kuTelegram! Angakwazi:
- ukukuxwayisa uma kukhona okungahambi ngokohlelo
— kukukhumbuza ngezinkokhelo ezizayo nokubhaliselwe
- gqamisa ukwenyuka okukhulu kwemali esetshenziswayo esigabeni esithile
— thumela izibuyekezo njalo mayelana nesimo sakho sezezimali, njengokuqhathanisa izindleko zale nyanga nenyanga edlule
- khombisa umehluko phakathi kweholo lakho kanye nezindleko.
Uma unempendulo, woza uhlanganyele nathi ku-Telegram-chat: https://t.me/zenmoneychat_en
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
Le app ingabelana ngalezi zinhlobo zedatha nezinkampani ezingahlobene ngqo
Umsebenzi wohlelo lokusebenza, Ulwazi lwe-app nokusebenza, ne-Idivayisi noma amanye ama-ID
Le app ingaqoqa lezi zinhlobo zedatha
Ulwazi lomuntu siqu, Ulwazi lwezezimali nabanye abangu-3
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Yini entsha
New Report: Spending Trends
Has total spending been increasing for several months in a row? It’s easier to understand the reason when you can immediately see which categories are influencing it. In the new report, we highlight categories with a clear upward trend.
For ideas and questions, join our chat: https://t.me/zenmoneychat_en
Has total spending been increasing for several months in a row? It’s easier to understand the reason when you can immediately see which categories are influencing it. In the new report, we highlight categories with a clear upward trend.
For ideas and questions, join our chat: https://t.me/zenmoneychat_en
