Affirm: Buy now, pay over time

4.8
398K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S.

Why you’ll love the Affirm app:
• See your purchasing power front and center
• Shop brands with clear, flexible payment options
• Discover deals, 0% APR options, and plans over 12 months
• Set up AutoPay or easily make early or one-time payments
• Open a high-yield Affirm Money Account with no hidden fees
• Request to pay over time with the Affirm Card online or in-store

Take your Affirm Card with you everywhere:
• Get a physical card and use it anywhere Visa is accepted in the U.S.
• No credit impact to apply, and no card or annual fees
• Discover 0% APR options or flexible plans at top brands, in-store and online
• Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details.

Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed.

The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

Rates from 0 - 36% APR. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure.
Updated on
Nov 15, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location and App info and performance
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
385K reviews
Robert Thompson
November 1, 2024
Using Affirm is great. However, they did am update to the app that is horrible. At least for those of us who budget. You could see how much you owe for the month under the "Manage" tab. Now it shows you all the payments due in the next 30 days, but individually. Now, to know how much you have to pay for the whole month, you have to add up whatever payments you have. This is a simple program for them to add, but annoying for someone to add them up, going back and forth to the calculator app.
22 people found this review helpful
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Affirm, Inc
November 1, 2024
Hi there. We are always looking to improve the experience for our users, and really appreciate the feedback. -JS, Customer Care
William Davis
November 8, 2024
I love this app. It let's me get things that would be unaffordable for me. I make sure I make my payments ahead or on time. Always paying them off early. They keep raising my spending limit but I do not take advantage of that. Only one thing I wish was better. If they made it easier to do the store perchance. It very confusing. If I could scan the barcode. Then it came right up in the app. That would be great.
11 people found this review helpful
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Doniphan Elston
November 4, 2024
Affirm is an absolutely fantastic service! The platform is incredibly user-friendly and easy to navigate, making the whole experience smooth and enjoyable. I love how straightforward the process is—everything from applying for financing to making payments feels seamless. Affirm offers clear terms with no hidden fees, so I always know exactly what I’m signing up for. The flexibility they provide is also amazing, allowing me to make purchases without stretching my budget too thin. Highly recommend
149 people found this review helpful
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What's new

See how much you can spend, discover 0% APR or longer-term plans, and request to pay over time at millions of stores.